Carlota Toth
Principal Associate
Carlota is a senior associate at ÉCIJA and a specialist in financial regulation, with a strong track record of advising financial institutions on the development and provision of financial services in highly regulated environments.
With over nine years’ professional experience, she regularly advises financial institutions on banking regulation, payment services, securities markets, corporate governance and regulatory compliance. She holds a law degree from the Instituto de Estudios Bursátiles (IEB) and also has a Master’s degree in Stock Exchanges and Financial Markets.
She has been involved in numerous projects relating to the establishment and authorisation of financial institutions before Spanish and European supervisory authorities, advising on the design of regulatory and corporate governance structures, the preparation of authorisation applications and the implementation of the necessary requirements for commencing operations.
She also provides ongoing advice on prudential supervision, outsourcing, the European passport and relations with regulatory authorities, supporting financial institutions and regulated companies in adapting their business models to a constantly evolving regulatory environment.
Before joining ECIJA, he worked at leading law firms and in the legal department of an international financial institution. He complements his regulatory practice with experience in structured and syndicated financing transactions, including tax lease structures and project finance.