International Mortgage Lender Second Street Strengthens Mortgage Financing Options for U.S. Home Buyers in Costa Rica
Backed by a major publicly traded U.S. mortgage lender, Second Street is uniquely positioned to bring significant capital into Costa Rica’s real estate and construction sectors. Over the coming years, the company plans to invest billions of dollars in the country, supporting the creation of thousands of new local jobs in the real estate, construction, and tourism sectors.
Second Street is the first lender to provide 30-year, fixed-rate residential financing in Costa Rica’s history. Their loans come with low down payment requirements and competitive interest rates. Additionally, many foreigners find the application process more aligned with U.S. standards than what is typically found in the Costa Rican banking sector.
“Since entering Costa Rica in December 2024, we’ve seen tremendous interest from U.S. buyers who want financing options they can trust,” said Zachary Kay, CEO and Founder of Second Street. “Our mission is to bridge the gap between U.S. investors and the Costa Rican real estate market by providing the same kind of stable, transparent and attractive long-term financing they would expect at home.”
The company’s commitment to Costa Rica reflects the country’s reputation as one of the leading destinations for international property investment. Key coastal markets in Guanacaste and the Central Pacific continue to attract foreign buyers seeking both lifestyle and investment opportunities. Second Street’s financing programs are designed to make these purchases more accessible and sustainable for international investors.
Second Street has become the trusted lending partner for both buyers and real estate professionals in Costa Rica by bringing together institutional U.S. capital with a straightforward borrowing process and local client support.
About Second Street
Second Street is Costa Rica’s premier international mortgage lender, dedicated to helping international homebuyers to purchase property abroad. With a focus on reliability, transparency, and quality customer service, Second Street offers 30-year, fixed-rate mortgages in U.S. dollars with the most competitive rates and terms in the country.